Month: July 2025
Social Security Myths That May Derail Your Retirement Strategy (Ep. 14)

Social Security Myths That May Derail Your Retirement Strategy (Ep. 14)

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Many people feel confident about Social Security until it’s time to file. That’s when the conflicting advice from neighbors, social media, and self-proclaimed experts can make a complex decision even harder. 

In this episode, Dan Reese, CFP®, breaks down the most common Social Security myths and explains how decisions around claiming, spousal benefits, and timing can affect your broader retirement strategy.

Whether you’re married, divorced, or filing solo, Dan shares key considerations that may help you make a more informed decision and avoid unintended tax and income surprises later on.

What to expect in this episode:

  • Why claiming at 62 may not be the right fit for every situation
  • What to know about spousal benefits and survivor income planning
  • How early filing can affect future tax liabilities
  • Why longevity should factor into your Social Security decision
  • And more!

Resources:

Connect with Dan Reese CFP®:

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Building a Purposeful Retirement Rhythm (Ep. 13)

Building a Purposeful Retirement Rhythm (Ep. 13)

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Retirement isn’t just about stopping work; it’s about starting something new.

What happens after the celebration, the rest, and the first few months off?

In this episode, Dan Reese, CFP®, shares how creating a rhythm, not a rigid routine, can bring meaning, fulfillment, and balance to your retirement years.

He also explains how tools, planning, and a little structure may help retirees feel more confident about how they spend their time.

Dan discusses: 

  • The psychological shift from a structured work schedule to open retirement time, and why having no calendar at all can feel overwhelming
  • The importance of creating a “retirement rhythm” that includes regular fitness, faith-based, social, and mentally stimulating activities
  • How having something on the calendar, whether it’s travel, events, or weekly routines, can add structure and anticipation
  • How ChatGPT can be a creative tool to help retirees plan weekly routines
  • The need to balance structure with flexibility, leaving room for spontaneity while still maintaining core habits that support well-being
  • And more!

Resources:

Connect with Dan Reese, CFP®:

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Subscribe: Apple Podcasts | RSS | More