What are the biggest financial blunders to dodge as you approach retirement?
In this episode, Dan Reese walks us through some key financial missteps that retirees often encounter and shares tips on how to steer clear of them. From budgeting and unexpected expenses to managing taxes and understanding the nuances of Social Security, Dan lays a foundation for avoiding these pitfalls. You’ll also learn about the importance of incorporating healthcare costs and planning for longevity into your retirement strategy.
Dan discusses:
(02:29) Budgeting beyond the essentials to accommodate unexpected expenses
(05:31) Healthcare costs and planning for inflation in retirement
(09:57) Factoring in taxes into financial decisions and avoiding costly missteps
(13:48) The impact of early retirement – planned or unplanned
(20:05) Planning for longevity to ensure you don’t outlive your savings
(23:03) Utilizing Social Security and maximizing benefits
(26:21) Required Minimum Distributions (RMDs) and integrating tax planning
Tune in for actionable insights and practical advice that can help you steer clear of pitfalls and secure a smooth, stress-free retirement. Don’t miss out on this crucial episode that every prospective retiree should hear!
Making sound financial decisions requires a solid foundation. One of the pillars of that foundation is choosing the right financial advisor.
Selecting the ideal advisor for your unique financial goals and philosophies can change your financial future in the best way possible.
But how can we know who is the correct one? What questions can we ask?
In this episode, Dan Reese provides insights into the questions clients can ask, both before and after partnering with a financial advisor, as open and honest communication is one of the key fundamentals when establishing a fruitful and lasting relationship.
Dan discusses:
The significance of open and honest communication between clients and financial advisors
The nuances of a financial advisor’s fiduciary duty and how to verify their commitment to your best interests
Professional designations like CFP and why they matter
Key indicators that may help you identify if an advisor is right for you
The various compensation models employed by financial advisors
Insights into the ongoing client-advisor relationship and the importance of regular communication and transparency
The opinions voiced in Ramp Up to Retirement with Dan Reese are for generalinformation only and are not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on the show may not be affiliated with CWM, LLC. Views and comments by guests may not be representative of CWM, LLC. Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors.
Because the host requests a review, include this disclosure: Reviews received may or may not be from a verified client, and as such may or may not reflect real-life experiences of individuals who used CWM, LLC or Avery Wealth services. Individual results vary, and CWM, LLC does not claim, nor should the listener assume, that any individual experience recounted are representative of what anyone using our services may experience.
Did you know that starting your retirement planning five to ten years in advance could make a substantial difference in your financial stability?
In this episode, Dan Reese sits down with Brent Oliver, Senior Wealth Advisor at Avery Wealth, to dive into the importance of starting retirement planning early, the value of understanding your personal goals, and the impact of a fiduciary relationship. Brent shares his unique path into the industry and underscores the importance of personal values in financial planning. With a rich history of collaboration and a shared passion for helping clients achieve their financial goals, Dan and Brent offer a wealth of insights on the importance of starting your retirement planning early, tax efficiency strategies, and the value of aligning your investments with your personal values.
Tune in to learn about the intricacies of retirement planning and how you can set yourself up for a financially secure future.
Dan and Brent discuss:
Meet Brent Oliver, learn about his background, and discover his passion for helping families achieve their financial goals
Why it’s beneficial to start planning five to ten years before retirement
The impact of tax strategies on retirement savings
How understanding personal values can significantly impact your financial decisions and overall peace of mind
Brent Oliver is a Senior Wealth Advisor based in Jackson, Michigan with 11 years of experience in the field.
As a CERTIFIED FINANCIAL PLANNER™ professional and Senior Wealth Advisor, Brent helps families identify and work towards achieving their financial goals. His comprehensive approach to wealth management helps families identify where they are today, where they want to be and what gaps might be preventing them from achieving all that is important to them. He has the heart of a teacher and works with clients to ensure they understand why strategies are being employed and how they can help families reach their goals.
A graduate of Central Michigan University with a Bachelor of Science degree in business administration, Brent earned the CFP® professional designation at Kaplan University. He adheres to the CFP® Boards Professional Code of Ethics and continuing education requirements. He’s also an active member of the Financial Planning Association.
Brent and his wife, Shannon, live in Jackson, Michigan. They have three sons, Easton, Cortland, and Isaac, and one daughter, Isabel. He is the Treasurer for the Western School District Board of Education. Over the years, Brent has served as the Director of Baseball for Western Youth Little League and also volunteered as a coach for numerous youth football, basketball, and baseball teams. Outside of work, he enjoys spending time with family, playing golf, fishing, swimming, and cycling.
Disclosure
The opinions voiced in Ramp Up to Retirement with Dan Reese are for generalinformation only and are not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on the show may not be affiliated with CWM, LLC. Views and comments by guests may not be representative of CWM, LLC. Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors.
Are you within five to seven years of retirement and feeling uncertain about the future? Avery Wealth, led by Dan Reese, helps individuals like you redefine retirement and discover new passions.
Today on Ramp Up to Retirement, Dan Reese talks about the origins of Avery Wealth and their focus on guiding clients through personalized retirement planning. He shares heartwarming stories of clients who found newfound enthusiasm in retirement by exploring their passions. Tune in to learn how a professional and relatable financial advisor can help you navigate your retirement journey.
Dan discusses:
His transition from being a State Farm agent to founding Avery Wealth, focusing on comprehensive retirement planning
How Avery Wealth assists clients in envisioning and planning their ideal retirement lifestyle
The importance of staying engaged and finding fulfilling activities in retirement
What his practice looks like at Avery Wealth
Avery Wealth’s holistic approach to meeting new clients
What to expect in your first meeting with him at Avery Wealth
The opinions voiced in Ramp Up to Retirement with Dan Reese are for generalinformation only and are not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on the show may not be affiliated with CWM, LLC. Views and comments by guests may not be representative of CWM, LLC. Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors.
Are you ready to elevate your financial planning as you approach retirement? Embark on a journey with Dan Reese of Avery Wealth to transform your financial planning into a pathway for a fulfilling retirement.
In this inaugural episode of Ramp Up to Retirement, Dan Reese introduces himself, shares his journey from a curious college student to a certified financial planner with a passion for guiding individuals toward a fulfilling retirement, and talks about why a Certified Financial Planner is crucial for navigating toward a stress-free retirement. Discover how Dan’s approach at Avery Wealth, founded on fiduciary duty, places your needs at the forefront of financial planning.
Dan discusses:
The importance of a financial plan before pursuing investment avenues
Understanding the role and value of a Certified Financial Planner in guiding your retirement journey
Organizing finances to lead a fulfilling life and achieve personal freedom in retirement
The significance of understanding and managing risk in investment planning
How Avery Wealth’s fiduciary duty ensures your interests are always prioritized
His passion for comprehensive financial planning and coaching in his community
And more
Stay tuned to learn more about Avery Wealth in episode 2. Subscribe so you don’t miss an episode uncovering actionable insights on investments, tax planning, and making those pivotal pre-retirement decisions with confidence.
The opinions voiced in Ramp Up to Retirement with Dan Reese are for generalinformation only and are not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on the show may not be affiliated with CWM, LLC. Views and comments by guests may not be representative of CWM, LLC. Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors.
